Terms and Conditions

Factory Direct Enterprises, LLC DBA: Ashley Realtor Program Terms and Conditions 

Offer Details 

Customers can choose either: 

• A 20% discount off the regular retail price of eligible products, OR 

• 60 months of no interest financing*. 

Important Information 

• Choice: The choice between the 20% discount and the 60-month financing is at the discretion of the customer. 

• Non-Combinable: This offer cannot be combined with any other promotions, discounts, coupons, or offers unless explicitly stated otherwise. 

• Single Use: One code per purchase. Limit one per household. The code must be present at the time of purchase. 

• Non-Cash: This offer is not redeemable for cash. 

• Exclusions: This offer does not apply to sales tax, delivery, protection plans, or down payments. It excludes the purchase of Gift Cards, Tempur-Pedic®, Stearns & Foster, Sealy® Hybrid™, and Purple mattress purchases. 

• In-Store Only: Valid in-store only at participating locations**. 

Validity 

• Limited Time: This offer is valid for a limited time as determined by the Ashley - The Realtor Program partnership.

• Right to Change: Factory Direct Enterprises LLC reserves the right to discontinue or change this offer at any time. 

Disclaimers 

* Financing: Subject to credit approval. Purchase must be made with Ashley Advantage™ credit card. Down payment required. No interest will be charged on the promo purchase and equal monthly payments are required, equal to initial promo purchase amount divided equally by the number of months in the promo period until promo is paid in full. The equal monthly payments will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. 

** Participating Locations: Not redeemable in Ashley Outlets or Clearence Centers. Participating Ashley Store Locations in NJ, NY & CT: Fairfield, Paramus, New Rochelle, Nanuet, Poughkeepsie, Lake Grove, Valley Stream, Yonkers, Bronx – Bay Plaza, Glendale Queens – Atlas Park, Carle Place, Brooklyn – Industry City, Brooklyn – Kings Plaza Mall, Farmingdale, Riverhead, Patchogue, Middletown, Secaucus, Kingston, Manhattan – East River Plaza, Milford, Mohegan Lake, Hamden, Union 

Factory Direct Enterprises, LLC DBA: Ashley Gift Certificate Terms and Conditions 

Purchase and Use 

1. Gift Certificate Activation: Ashley gift Certificates ("Gift Certificates") are activated upon purchase. They can be used for purchases at any Factory Direct Enterprise (“FDE”) store in the United States. 

2. Certificate Balance: You can check your Gift Certificate balance by calling 1-732-548-1200, or by visiting any FDE store. 

3. Redemption: Gift Certificates may be used to purchase merchandise or services at any Factory Direct Enterprise store. They cannot be used to purchase other gift Certificates, and they are not redeemable for cash or credit except as required by law. They cannot be used for sales tax, delivery, protection plans or down payments. 

4. Certificate Usage: No fees are associated with Gift Certificates. FDE Gift Certificates do not expire. 

Limitations 

5. Non-Reloadable: Gift Certificates cannot be reloaded with additional funds. 

6. Non-Transferable: Gift Certificates are not transferable and cannot be resold. Unauthorized resale or use for unauthorized advertising, marketing, sweepstakes, or other promotional purposes is strictly prohibited. 

7. Lost or Stolen Certificates: Treat Gift Certificates like cash. Lost, stolen, or damaged Gift Certificates will not be replaced or refunded without the original purchase receipt. FDE is not responsible for lost or stolen Gift Certificates. 

8. Fraud: FDE reserves the right to refuse, deactivate, cancel, or hold for review any Gift Certificate or related transaction in the event of suspected fraud, unauthorized Certificate use, or violation of these terms and conditions. 

Returns 

9. Returns: If you return merchandise purchased with a Gift Certificate, the refund will be issued as a store credit or in the form of a new Gift Certificate. 

Privacy 

10. Personal Information: Any personal information you provide in connection with your Gift Certificate will be handled in accordance with FDE’s Privacy Policy. 

Changes to Terms 

11. Amendments: FDE reserves the right to change these terms and conditions at any time in its discretion.  

Governing Law 

12. Law: These terms and conditions are governed by the laws of the state of New Jersey without regard to its conflict of law principles. 

Contact Information 

13. Customer Service: For questions or concerns regarding your Gift Certificate, you can FDE customer service at 1-732-548-1200.